Debt Manager

Job Overview: Debt Manager role at IDFC FIRST Bank in Port Blair . Job Overview:
The Debt Manager at IDFC FIRST Bank is responsible for overseeing the bank's debt portfolio, managing relationships with external debt providers, and ensuring compliance with all debt covenants. This role plays a crucial part in the bank's overall financial strategy and requires strong analytical skills, attention to detail, and the ability to work collaboratively with internal and external stakeholders.

Key Responsibilities:
- Develop and implement strategies to optimize the bank's debt structure and minimize costs.
- Monitor the bank's debt portfolio, including interest rates, maturity dates, and repayment schedules.
- Negotiate terms and conditions with external debt providers to secure the most favorable terms for the bank.
- Ensure compliance with all debt covenants and reporting requirements.
- Provide regular updates on the bank's debt portfolio to senior management and other key stakeholders.
- Analyze market trends and recommend adjustments to the bank's debt strategy as needed.
- Manage relationships with external debt providers, including banks, institutional investors, and rating agencies.
- Work closely with the finance and treasury teams to align debt strategy with overall financial goals.

Requirements:
- Bachelor's degree in finance, accounting, or a related field.
- At least 5 years of experience in debt management or related field.
- Strong understanding of financial markets and debt instruments.
- Excellent analytical and problem-solving skills.
- Ability to work independently and collaboratively in a fast-paced environment.
- Strong communication and interpersonal skills.
- Proficiency in Microsoft Excel and other financial modeling tools.
- Knowledge of regulatory requirements related to debt management.

Preferred Skills:
- Master's degree in finance or related field.
- Experience working in a banking or financial services environment.
- Certification in debt management or related field.
- Familiarity with debt capital markets and structured finance products.

Work Environment or Location:
The Debt Manager at IDFC FIRST Bank will be based at the bank's headquarters in Mumbai, India. The work environment is professional and collaborative, with opportunities for growth and advancement within the organization. The bank offers competitive compensation and benefits packages, including health insurance, retirement plans, and professional development opportunities.